/* JUMMI Insurance Brokers Limited | Premium corporate system */
:root{
  --red:#c90024;--red-2:#9f001b;--navy:#071b33;--navy-2:#0c2b4a;--ink:#11243a;
  --blue:#315f82;--ice:#edf4f8;--paper:#f6f3ef;--cream:#fbf8f3;--white:#fff;
  --muted:#657386;--line:#dfe5ea;--shadow:0 24px 80px rgba(7,27,51,.14);
  --radius:28px;--max:1240px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(var(--max),calc(100% - 56px));margin:auto}.section{padding:112px 0}.section-sm{padding:68px 0}.eyebrow{display:flex;align-items:center;gap:10px;font-size:.76rem;font-weight:850;letter-spacing:.17em;text-transform:uppercase;color:var(--red);margin-bottom:18px}.eyebrow:before{content:"";width:34px;height:3px;background:currentColor}.eyebrow.no-line:before{display:none}h1,h2,h3,h4{font-family:Inter,ui-sans-serif,system-ui,sans-serif;line-height:1.03;margin:0 0 18px;letter-spacing:-.045em}h1{font-size:clamp(3.2rem,7vw,7rem)}h2{font-size:clamp(2.35rem,4.7vw,4.5rem)}h3{font-size:1.4rem}.lede{font-size:clamp(1.05rem,1.6vw,1.28rem);color:#506176;max-width:800px}.muted{color:var(--muted)}
.topbar{background:var(--navy);color:#fff;font-size:.82rem;letter-spacing:.02em}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:9px 0}.topbar span:last-child{opacity:.7}.nav{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.93);backdrop-filter:blur(18px);border-bottom:1px solid rgba(7,27,51,.08)}.nav-inner{height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:168px;height:68px;object-fit:contain;object-position:left center}.nav-links{display:flex;align-items:center;gap:28px;font-size:.93rem;font-weight:740}.nav-links a{position:relative}.nav-links a:after{content:"";position:absolute;left:0;right:100%;bottom:-9px;height:2px;background:var(--red);transition:.25s}.nav-links a:hover:after,.nav-links a.active:after{right:0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 23px;border-radius:999px;border:1px solid transparent;font-weight:820;transition:.25s;cursor:pointer}.btn-primary{background:var(--red);color:#fff}.btn-primary:hover{background:var(--red-2);transform:translateY(-2px)}.btn-secondary{background:#fff;color:var(--navy);border-color:rgba(7,27,51,.18)}.btn-secondary:hover{border-color:var(--navy);transform:translateY(-2px)}.btn-dark{background:var(--navy);color:#fff}.menu-btn{display:none;border:0;background:transparent;font-size:1.6rem;color:var(--navy)}
/* Full-bleed statement hero */
.home-hero{position:relative;min-height:760px;background:var(--navy);overflow:hidden;color:#fff}.hero-slider{position:absolute;inset:0}.hero-slide{position:absolute;inset:0;opacity:0;transform:scale(1.035);transition:opacity .9s ease,transform 6s ease;background-size:cover;background-position:center}.hero-slide.active{opacity:1;transform:scale(1)}.hero-slide:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,18,35,.92) 0%,rgba(4,18,35,.74) 38%,rgba(4,18,35,.30) 65%,rgba(4,18,35,.15) 100%)}.home-hero .container{position:relative;z-index:3;min-height:760px;display:flex;align-items:center}.hero-copy{max-width:790px;padding:80px 0}.hero-copy h1{max-width:950px}.hero-copy h1 em{font-style:normal;color:#ff334f}.hero-copy .lede{color:#e3e8ee;max-width:690px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}.hero-actions .btn-secondary{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.38);backdrop-filter:blur(8px)}.hero-meta{display:flex;gap:30px;flex-wrap:wrap;margin-top:48px;padding-top:25px;border-top:1px solid rgba(255,255,255,.2);font-size:.88rem;color:#d2d9e2}.hero-meta strong{display:block;color:#fff;font-size:1.04rem}.hero-dots{position:absolute;z-index:4;right:4vw;bottom:34px;display:flex;gap:8px}.hero-dot{width:34px;height:4px;border:0;background:rgba(255,255,255,.4);padding:0;cursor:pointer}.hero-dot.active{background:var(--red)}
.statement-strip{background:var(--red);color:#fff;padding:23px 0}.statement-strip .container{display:flex;justify-content:space-between;align-items:center;gap:30px}.statement-strip strong{font-size:1.14rem}.statement-strip span{opacity:.86;font-size:.95rem}
.editorial-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:78px;align-items:center}.editorial-media{position:relative;min-height:620px}.editorial-media .main-img{width:80%;height:590px;object-fit:cover;border-radius:4px;box-shadow:var(--shadow)}.editorial-media .accent-img{position:absolute;right:0;bottom:-28px;width:46%;height:300px;object-fit:cover;border:12px solid #fff;box-shadow:var(--shadow)}.editorial-media:before{content:"";position:absolute;left:-22px;top:-22px;width:120px;height:120px;border-left:6px solid var(--red);border-top:6px solid var(--red)}.big-quote{font-size:clamp(1.45rem,2.1vw,2.05rem);line-height:1.35;color:var(--navy);font-weight:650;margin:28px 0}.signature{display:flex;gap:14px;align-items:center;padding-top:22px}.signature .line{width:42px;height:2px;background:var(--red)}
.service-showcase{background:var(--navy);color:#fff;overflow:hidden}.service-showcase .lede{color:#bec9d5}.showcase-top{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:42px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.15)}.service-tile{min-height:380px;padding:34px;background:#0a2440;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end}.service-tile img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.47;transition:.45s}.service-tile:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 30%,rgba(4,18,35,.95))}.service-tile>*:not(img){position:relative;z-index:2}.service-tile:hover img{transform:scale(1.05);opacity:.61}.service-tile .num{font-size:.78rem;letter-spacing:.14em;color:#fff;margin-bottom:14px}.service-tile h3{font-size:1.8rem;margin-bottom:10px}.service-tile p{color:#dbe3ea}.service-tile a{font-weight:800;color:#fff;margin-top:8px}.service-tile a span{color:#ff5066}
.strengths{background:var(--cream)}.strength-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:70px}.strength-list{border-top:1px solid #ccd4dc}.strength{display:grid;grid-template-columns:78px 1fr;gap:20px;padding:28px 0;border-bottom:1px solid #ccd4dc}.strength b{font-size:2rem;color:var(--red);font-weight:700}.strength p{margin:6px 0 0;color:var(--muted)}
.image-band{display:grid;grid-template-columns:1.25fr .75fr;min-height:610px}.image-band .visual{position:relative;overflow:hidden}.image-band .visual img{width:100%;height:100%;object-fit:cover;transition:.5s}.image-band .visual:hover img{transform:scale(1.02)}.image-band .content{background:var(--red);color:#fff;padding:80px;display:flex;flex-direction:column;justify-content:center}.image-band .content .eyebrow{color:#fff}.image-band .content p{font-size:1.16rem;color:#ffe5e9}.image-band .content .btn{align-self:flex-start;margin-top:18px}
.team-section{background:#fff}.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:42px}.team-card{position:relative}.team-card .photo-frame{height:390px;overflow:hidden;background:var(--ice)}.team-card img{width:100%;height:100%;object-fit:cover;transition:.4s}.team-card:hover img{transform:scale(1.025)}.team-card .info{padding:20px 0}.team-card .info h3{font-size:1.2rem;margin:0 0 4px}.team-card .info span{color:var(--muted);font-size:.9rem}
.process{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line);margin-top:42px}.step{padding:34px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:220px;background:#fff}.step b{font-size:.75rem;letter-spacing:.14em;color:var(--red)}.step h3{margin-top:18px}.step p{color:var(--muted)}
.trust-strip{padding:26px 0;background:#fff;border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{padding:0 24px;border-right:1px solid var(--line)}.trust-item:first-child{padding-left:0}.trust-item:last-child{border:0}.trust-item strong{display:block;font-size:1.03rem}.trust-item span{font-size:.88rem;color:var(--muted)}
/* Internal pages */
.page-hero{position:relative;padding:112px 0 90px;color:#fff;background:var(--navy);overflow:hidden}.page-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,18,35,.96),rgba(4,18,35,.74) 50%,rgba(4,18,35,.25));z-index:0}.page-hero .container{position:relative;z-index:2}.page-hero h1{max-width:850px;font-size:clamp(3rem,6vw,6.2rem)}.page-hero .lede{color:#d9e1e9;max-width:720px}.page-hero .breadcrumbs{font-size:.84rem;color:#d8dee7;margin-bottom:28px}.page-hero.about-hero{background:url('office-2.jpg') center/cover}.page-hero.solutions-hero{background:url('lifestyle-protection.jpg') center/cover}.page-hero.services-hero{background:url('lifestyle-policy.jpg') center/cover}.page-hero.claims-hero{background:url('office-6.jpg') center/cover}.page-hero.faq-hero{background:url('office-1.jpg') center/cover}.page-hero.contact-hero{background:url('office-3.jpg') center/cover}.page-hero.quote-hero{background:url('lifestyle-family.jpg') center/cover}.prose{max-width:850px}.prose p{font-size:1.05rem;color:#506176}.split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}.photo{overflow:hidden;box-shadow:var(--shadow)}.photo img{width:100%;height:540px;object-fit:cover}.kicker-list{display:grid;gap:20px;margin-top:30px}.kicker{display:flex;gap:16px;align-items:flex-start}.kicker .num{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800;flex:none}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:36px}.card{padding:30px;background:#fff;border:1px solid var(--line);transition:.25s}.card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.card .icon{width:46px;height:46px;background:#f9e9ec;color:var(--red);display:grid;place-items:center;font-weight:900;margin-bottom:20px}.card p{color:var(--muted)}.card a{font-weight:800;color:var(--red)}.band{background:var(--navy);color:#fff}.band .lede,.band .muted,.band .card p{color:#c5cfda}.band .card{background:#0c2948;border-color:rgba(255,255,255,.13)}.values{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:36px}.value{padding:28px;background:#fff}.value strong{font-size:2.2rem;color:var(--red)}.service-row{display:grid;grid-template-columns:100px 1fr;gap:28px;padding:34px 0;border-top:1px solid var(--line)}.service-row:last-child{border-bottom:1px solid var(--line)}.service-no{font-size:2rem;color:var(--red);font-weight:800}.solution-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.solution-item{padding:30px;border:1px solid var(--line);background:#fff}.solution-item .suitable{font-size:.88rem;color:var(--blue);font-weight:800}.team-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:center}.team-wrap>div:first-child img{width:100%;max-height:640px;object-fit:cover}.team-list{display:grid}.person{padding:20px 0;border-bottom:1px solid var(--line)}.person strong{display:block}.person span{display:block;color:var(--muted);font-size:.93rem}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px}.form{padding:38px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow)}.field{display:grid;gap:8px;margin-bottom:17px}.field label{font-weight:760;font-size:.9rem}.field input,.field select,.field textarea{width:100%;padding:15px;border:1px solid #cad3dd;font:inherit;background:#fff}.field textarea{min-height:140px}.form-note{font-size:.84rem;color:var(--muted)}.notice{padding:18px;border-left:4px solid var(--red);background:#fff1f3;color:#763443}.faq{max-width:900px;margin:36px auto 0}.faq details{border-top:1px solid var(--line);padding:22px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{font-weight:820;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px}.faq summary:after{content:"+";color:var(--red);font-size:1.35rem}.faq details[open] summary:after{content:"–"}.faq p{color:var(--muted)}
.cta{background:var(--navy);color:#fff;padding:62px 68px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;position:relative;overflow:hidden}.cta:after{content:"";position:absolute;width:230px;height:230px;border:52px solid rgba(255,255,255,.05);border-radius:50%;right:-80px;top:-80px}.cta .eyebrow{color:#ff7589}.cta .btn-secondary{position:relative;z-index:2}
footer{background:#061425;color:#fff;padding:78px 0 26px;margin-top:0}footer .logo-footer{width:210px;background:#fff;padding:12px 14px;margin-bottom:20px;border-radius:3px}footer p,footer a{color:#b8c4d0}.footer-grid{display:grid;grid-template-columns:1.45fr 1fr 1fr 1fr;gap:44px}.footer-grid h4{margin:0 0 16px;font-size:1rem;letter-spacing:0}.footer-links{display:grid;gap:10px;font-size:.92rem}.footer-links a:hover{color:#fff}.footer-bottom{margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.13);display:flex;justify-content:space-between;gap:18px;color:#8ea0b2;font-size:.84rem}.mobile-cta{display:none}
@media(max-width:980px){.container{width:min(var(--max),calc(100% - 36px))}.nav-links{display:none;position:absolute;top:88px;left:18px;right:18px;background:#fff;padding:22px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav-links.open{display:flex}.menu-btn{display:block}.nav-cta{display:none}.home-hero,.home-hero .container{min-height:690px}.hero-copy{padding:60px 0}.editorial-grid,.strength-grid,.split,.team-wrap,.contact-grid{grid-template-columns:1fr}.editorial-media{min-height:560px}.service-grid{grid-template-columns:1fr 1fr}.image-band{grid-template-columns:1fr}.image-band .visual{min-height:480px}.image-band .content{padding:60px}.team-grid{grid-template-columns:1fr 1fr}.process{grid-template-columns:1fr 1fr}.trust-grid{grid-template-columns:1fr 1fr;gap:20px}.trust-item:nth-child(2){border-right:0}.values{grid-template-columns:1fr 1fr}.cards{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.cta{grid-template-columns:1fr}.mobile-cta{display:block;position:fixed;z-index:58;left:14px;right:14px;bottom:14px}.mobile-cta .btn{width:100%;box-shadow:var(--shadow)}}
@media(max-width:640px){.container{width:min(var(--max),calc(100% - 28px))}.section{padding:78px 0}.topbar span:last-child{display:none}.brand img{width:136px}.home-hero,.home-hero .container{min-height:640px}.hero-copy{padding:42px 0}.hero-copy h1{font-size:clamp(3rem,15vw,5rem)}.hero-meta{gap:18px}.hero-dots{right:20px}.statement-strip .container{display:block}.statement-strip span{display:block;margin-top:5px}.editorial-media{min-height:470px}.editorial-media .main-img{width:90%;height:430px}.editorial-media .accent-img{width:50%;height:220px;border-width:8px}.showcase-top{display:block}.service-grid,.team-grid,.process,.trust-grid,.cards,.values,.solution-grid,.footer-grid{grid-template-columns:1fr}.service-tile{min-height:330px}.trust-item{border-right:0;border-bottom:1px solid var(--line);padding:14px 0}.image-band .visual{min-height:380px}.image-band .content{padding:44px 28px}.team-card .photo-frame{height:430px}.page-hero{padding:84px 0 68px}.page-hero h1{font-size:clamp(3rem,14vw,5rem)}.service-row{grid-template-columns:55px 1fr}.cta{padding:44px 28px}.footer-bottom{flex-direction:column}.photo img{height:420px}}

/* Final production refinements */
.page-hero.team-hero{background:url('office-4.jpg') center/cover}
.team-profile-section{overflow:hidden}.team-profile-section.alt{background:var(--cream)}
.team-profile{display:grid;grid-template-columns:.82fr 1.18fr;gap:76px;align-items:center}.team-profile.reverse{grid-template-columns:1.18fr .82fr}.team-profile.reverse .team-profile-photo{order:2}.team-profile.reverse .team-profile-copy{order:1}
.team-profile-photo{height:650px;overflow:hidden;background:var(--ice);box-shadow:var(--shadow)}.team-profile-photo img{width:100%;height:100%;object-fit:cover;object-position:center top}.team-profile-copy h2{font-size:clamp(2.4rem,4vw,4rem);max-width:760px}.team-profile-copy p{font-size:1.05rem;color:#506176;max-width:760px}.role-label{display:inline-block;color:var(--red);font-size:.78rem;font-weight:850;letter-spacing:.16em;text-transform:uppercase;margin-bottom:18px}.profile-meta{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.profile-meta span{border:1px solid var(--line);padding:8px 13px;font-size:.8rem;font-weight:750;color:var(--navy);background:#fff}.leadership-collage{display:grid;grid-template-columns:1fr 1fr;gap:8px}.leadership-collage img{width:100%;height:280px;object-fit:cover;object-position:center top;background:var(--ice)}
.contact-details{display:grid;gap:0;margin:30px 0;border-top:1px solid var(--line)}.contact-details>div{padding:22px 0;border-bottom:1px solid var(--line)}.contact-details p{margin:6px 0 0;color:#506176}.contact-details a:hover{color:var(--red)}.contact-label{font-size:.75rem;font-weight:850;letter-spacing:.14em;text-transform:uppercase;color:var(--red)}.footer-contact{display:grid;gap:6px;margin-top:18px}.footer-contact a{font-weight:700}.legal-links{margin-top:12px}
.form-status{padding:15px 18px;margin-bottom:22px;border-left:4px solid var(--red);background:#fff1f3;color:#6e2532;font-weight:700}.form-status.success{border-left-color:#15803d;background:#eefbf2;color:#14532d}.form button[disabled]{opacity:.65;cursor:wait}
@media(max-width:980px){.team-profile,.team-profile.reverse{grid-template-columns:1fr;gap:40px}.team-profile.reverse .team-profile-photo,.team-profile.reverse .team-profile-copy{order:initial}.team-profile-photo{height:580px}}
@media(max-width:640px){.team-profile-photo{height:470px}.leadership-collage img{height:220px}.brand img{width:145px;height:62px}.footer-contact{margin-bottom:12px}}

.hp-field{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}.legal-copy h2{font-size:clamp(2.2rem,4vw,3.6rem);margin-bottom:32px}.legal-copy h3{margin-top:34px;font-size:1.35rem}.legal-copy a{color:var(--red);font-weight:750}